PPF (Practical Personal Finance) Series

If you are reading this, please make sure that you have read last two chapters of my Practical Personal Finance (PPF) Diaries by visiting the following links: Chapter 1:  https://pathikvariya.blogspot.com/2020/05/ppf-practical-personal-finance-series.html Chapter 2:  https://ppfbypathikvariya.blogspot.com/2020/05/ppf-practical-personal-finance-series_11.html Not taking risk is taking the biggest risk, they say. It is definitely applicable to the personal finance and investment. Because if one does not one's invest hard earned money properly, the value of that money will go down due to inflation. So, as you must have heard, under the basic principle of time value of money, the value of Rs. 0.1 Million today will be less after one year. In other words, its purchasing power will go down. So, one must invest in a way, that one can beat that inflation. But then, risk is inevitable in investment. How sensex wiped out almost five to six years' profits in March 2020 is