PPF (Practical Personal Finance) Series

Dear Reader, *DISCLAIMER* Every example, text in this blog does not constitute any investment advice in any product or does not directly or indirectly promote any company / mutual fund/securities companies.  Please read all the five chapters of this blog at:  PPF (Practical Personal Finance) Series (ppfbypathikvariya.blogspot.com)  if you are new to this blog Frankly, this is going to be a very small post! This post just tries to give you an example, as to, what kind of asset allocation you should have, based on your risk tolerance profile. Please note that the text below does not constitute any investment advice. Neither I am qualified to offer any investment advice. The below text, primarily taken from  Best mutual funds SIP: Best mutual fund SIP portfolios to invest in 2020 (indiatimes.com)  has been used to demonstrate (as an example) as to how you should go about planning your asset allocation. If you visit this website, it clearly shows you how different p...

Dear all, I am back after a reasonably a long time. I hope you and your near and dear ones are safe from Covid19.  Before you read further, I request you to read all the previous chapters of this blog at:  PPF (Practical Personal Finance) Series (ppfbypathikvariya.blogspot.com)  before reading this blog. It is because, without reading those chapters, you won't get the best out of this post. As the previous chapter ( PPF DIARIES: CHAPTER 4: ASSET ALLOCATION (ppfbypathikvariya.blogspot.com)  clearly defines what an asset is, let us pay some more attention to the idea of various asset classes. Because, the optimum returns are generated by keeping the right asset allocation, with reference to your risk profile. Some asset classes are traditionally available and some have emerged over time. Not all the asset classes are meant for every investor. But still, knowing about the various asset classes at your disposal is a good starting point. I have avoided going into the jarg...